Maklumat Umum

Struktur Syarikat

• *Minimum 1 director (can be only natural persons, no nationality or residency restrictions)*
• *Minimum 1 shareholder (can be natural or legal persons, no nationality or residency restrictions)

Percukaian

• *Tiada cukai korporat
• *No withholding tax (Dividends, Interests, Royalties etc.)
• *Other taxes – 0% (capital gains tax, stamp duty on offshore instruments)

Pejabat Tempatan – Diperlukan

Physical presence – Required (at least 3 local employees: Chief Executive Officer (CEO), Compliance Officer, Money Laundering Reporting Officer**)

Keperluan perakaunan dan audit

• *All Payment Institutions Providers are required to produce annual audited financial statements. Such statements are to be prepared in accordance with International Financial Reporting Standards (IFRS) and must be submitted to the Central Bank within three months of the end of the financial year
• *The Central Bank may also consider a requirement to submit audited financial statements prepared in accordance with the simplified form of International Financial Reporting Standards for Small and Medium Enterprises (IFRS for SMEs)
• *Every Payment Institution must annually furnish a copy of the finalized management letter from the external auditor to the Central Bank within ten (10) days of its receipt by the Payment Institution and not later than forty-five (45) days after the expiration of the deadline for the submission of the financial statements
• *All providers are required to submit quarterly un-audited financial statements within twenty-one days of quarter end

Nama Syarikat

• Bahasa: Inggeris
• ▪ Nama syarikat tidak boleh sama atau serupa dengan nama syarikat yang sedia ada. 
• ▪Following suffixes may be used to denote limited liability: “Limited”, atau singkatan masing-masing “Ltd”

* Prior to submitting an application for the Central Bank’s formal approval, all applicants must contact the Payments Unit of the Research Department to discuss their applications.

** Outsourcing Agreements may provide the necessary additional people to run a proper business.

Untuk mendapatkan lesen, langkah-langkah berikut akan dilaksanakan:

• *Permohonan untuk tempahan nama syarikat
• *Preparation and submission to the Central Bank of the application for respective License
• *Penyediaan dan penyerahan permohonan dan dokumen penubuhan kepada Pendaftar
• *Penubuhan syarikat
• *Pembukaan akaun bank tempatan
• *Obtaining the PSP License

Untuk mendapatkan lesen, Offshorelicense akan mengisi semua borang permohonan yang diperlukan dan juga memperoleh dokumen korporat yang disahkan. 

Oleh itu, sila berikan kami dokumen berikut.

• *A notarized copy of valid passport of all directors and shareholders (2 sets)
• *A copy of proof of residential address of all directors and shareholders (2 sets). Can be utility bills or bank statements
• *Surat rujukan bank
• *Lawyer’s / auditor / notary reference letter
• *Bank balance confirmation for a shareholder – letter stating a minimum balance
• *CV bagi pengarah dan pemegang saham
• *Sijil kelayakan akademik untuk pengarah dan pemegang saham

Sekiranya pemegang saham adalah syarikat, mereka perlu menyediakan:

• *Passport of an Authorized Person of the Company (to be certified as a true copy by Commissioner of Oath, Notary Public or Embassy)
• *Utility Bill as a proof of residency of an Authorized Person for the body Corporate (to be certified true copy by Commissioner of Oath, Notary Public or Embassy)
• *Latest CV detailing Educational background and Working Experiences of an Authorized Person for the body Corporate)
• *Perjanjian M&A perlu memasukkan klausa mengenai penubuhan Syarikat Bahamas atau membenarkan penubuhannya
• *2 Reference letters for the Authorized Person that are to be issued by a Professional such as a Lawyer, Accountants, Company Secretary or Bank
• *Registries of Company listing down the name of Director, Shareholder, Auditor, Company Secretary (to be certified as a true copy by the Company Secretary)
• *Certificate of Incorporation (to be certified as a true copy by the Company Secretary)
• *Certificate of Registered Address of the Company (to be certified as a true copy by the Company Secretary)
• *Resolution by the Company to appoint the Authorized Person to act on behalf of the Company (to be certified as a true copy by the Company Secretary)
• *Resolution of the Company to invest in Bahamas branch (to be certified as a true copy by the Company Secretary)

Nota:

• ▪ Jika dokumen tidak dalam bahasa Inggeris atau bahasa negara tertentu, ia mesti disertakan dengan terjemahan yang disahkan oleh notari.
• Sila pastikan notarisasi adalah dalam bahasa Inggeris, jika tidak, sila sediakan terjemahan Inggeris yang disahkan oleh notari.
• ▪Additional documents may be requested by the Central Bank or local Bank at any point to certify specific information.